§ Tools · Communication Risk Scan
Flag the issues before the call goes out.
Paste a debt-collection letter, SMS, or voicemail script. Get an advisory review against 15 U.S.C. § 1692g, § 1692e, 47 U.S.C. § 227, and 12 C.F.R. Part 1006 — with citation anchors on every flagged issue.
Educational preview · not legal advice.
§ Risk Scan · Insight first
Spot the § 1692g timing, then walk the synthetic proof.
A waiver of the validation dispute right via voicemail is the single most expensive FDCPA mistake we score on these calls. Educational preview, not legal advice.
- § 1692g(b) requires a written dispute to trigger verification — voicemail does not count.
- § 1692e(11) ("Mini-Miranda") must be on the first communication in the same medium.
- § 227(c)(3) sets the call window: 8am – 9pm local. A 9:42 PM call is a separate TCPA risk on top of the FDCPA layer.
Run the guided journey →
Educational preview, not legal advice.
Pasted your own draft? Score it now.
SMS / text review
Free runs3 / 3§ PROTOTYPE · ADVISORY · <5s
Paste a draft. Get a citation-anchored review.
This reviewer checks debt-collection communications against 15 U.S.C. § 1692g, § 1692e, 47 U.S.C. § 227, and 12 C.F.R. Part 1006. It surfaces up to five concrete issues with a plain-language description and a statute citation. Educational only — not legal advice.