Plain English
Within five days of the first communication with a consumer, a debt collector must send a written notice containing five statutory disclosures — including a 30-day window in which the consumer may dispute the debt in writing.
How Pleadwright enforces
Post-intake, the agent blocks any outbound communication or draft until the validation notice has been inserted as a verbatim block at the foot of the first written communication. The agent refuses to send any second communication before day 31 unless a verified dispute has been received, logged, and acknowledged.
Why this rule is in the library
Section 1692g sets out five written disclosures and a 30-day written-dispute window. Pleadwright keeps that disclosure block in the agent as a single source of truth — the underlying text lives in `src/lib/business/fdcpa-text.ts` and is post-inserted verbatim into model-generated letters. This row covers the validation-notice scope (a)–(e) only. The § 1692g(b) verification obligation and § 1692g(d) cease-of-collection obligation are separate catalog rows; § 1692c(c) governs written cease-communication requests, and § 1692e(11) governs the Mini-Miranda disclosure.
Enforced in-app at
Deep links into the in-app draft tools that enforce this rule. The [id] placeholder is the matter you pick on /matters.