Plain English
A debt collector may not misrepresent the character, amount, or legal status of any debt; may not falsely imply attorney involvement; may not use deceptive means to collect; and may not threaten action that is not contemplated or intended.
How Pleadwright enforces
The agent refuses to (a) characterize the debt as "in litigation" before action is filed, (b) imply an attorney has reviewed a particular communication, (c) assert an inflated balance without a per-component breakdown, or (d) name a "court date" that is not scheduled. Each draft is checked against these prohibitions before dispatch.
Why this rule is in the library
Section 1692e is the prohibition-FDCPA uses when § 1692g's procedural safe harbor is not in play. The subsections the agent polices — (2) false implication of attorney involvement, (3) false implication of source or sponsorship, (10) deceptive collection practices, and (13) false or misleading representations — are the four subsections the CFPB cites most often in consent orders and enforcement actions. Pleadwright treats each as a hard pre-dispatch check, not advisory review: a draft that flags one of them gets held, not edited around. The point is not stylistic — every enrolled violation opens a § 1692k action with statutory damages and the plaintiff's attorney fees stacked on top, and any "I thought I'd noticed that" defense fails once intent to deceive is presumed from the misrepresentation itself.
Enforced in-app at
Deep links into the in-app draft tools that enforce this rule. The [id] placeholder is the matter you pick on /matters.